Enhanced Purchase Annuity ie for Smokers: (What's an annuity?)

Purchase price per £10k for a MAN aged 60

Some annuity providers will pay more than usual, for people they assume won't live as long. For example smokers and people with particular ailments

The figures below show what each £10,000 in your pension pot will buy you. So if you have £100,000 in your pension fund you can multiply the figures below by 10. This will demonstrate what your yearly pension payment would be.

Codes Used

Please note that while care has been taken to make sure the information displayed is correct, you must always confirm it yourself. Moneysorter Ltd cannot accept any liablity.

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Codes Used

2 = Minimum purchase price £10K
3 = With overlap for level guaranteed 5 years
4 = Minimum purchase price £1K

7 = Minimum purchase price is £5K
8 = Available to retiring manual construction workers. Do not pay commission to introducers.

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Level without guarantee

This means that the income payments provided remain constant throughout the beneficiaries life.

Level guaranteed 5 years

This means that the income payments remain the same each year. But if the beneficiary dies within five years they are guaranteed to be paid for a minimum of five years. Whatever is due would be paid over to the heirs of the recipient.

Escalating 5% p.a. without guarantee

The income payments increase each year by 5% - ie so as not to lose value against inflation. However they stop being paid if the beneficaiary dies ie the next of kin doesn't get anything further.

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